Insurance assistance
Insurance paperwork should not leave you guessing. MINGOS helps you navigate the glass-claim process, gather service details, and plan the next step. Paying out of pocket? We can discuss that option, too.
Understand the Florida windshield provision
Florida Statute 627.7288 says deductible provisions do not apply to windshield damage covered under a motor vehicle policy delivered or issued in Florida by an authorized insurer that provides comprehensive coverage or combined additional coverage. This is a deductible rule for qualifying policies—not a promise of free work for every driver.
Liability-only coverage does not meet that provision's coverage requirement. The statute specifically addresses the windshield, not every side or rear glass panel. Your insurer must confirm whether the loss is covered, what work is included, and whether any charges remain your responsibility, including any calibration-related costs.
What MINGOS can help with
We can help you understand the glass-service information needed for a claim, organize damage and vehicle details, and discuss paperwork and scheduling. Keep photos, the date and circumstances of the damage, and any claim reference your insurer supplies.
Your insurer decides coverage and payment under your policy. Our assistance does not guarantee claim approval, full payment, or a particular outcome. Confirm the proposed work and any out-of-pocket amount before authorizing service.
A practical path through your claim
Start with an assessment
Share your vehicle and damage details so repair, replacement, and possible calibration needs can be discussed.
Confirm your coverage
Contact your insurer through its official claim channel. Ask about eligibility, documentation, approved scope, and any customer costs.
Review, then schedule
Confirm service details, pricing, and payment arrangements. We come to you; location and availability are confirmed before an appointment is set.
A quote request is only the first step
No insurance policy number is required in our quote form. A request is not an insurance claim, an approval, or a booked appointment. We review the details with you before work is scheduled.